How Much Life Insurance Do You Really Need?
Why Your Family Needs Life Insurance Life insurance is not just a policy — it’s a plan. A plan to protect the people who depend on you. But how do you know how much is enough? At Véracité LD, we work with Canadian families to calculate personalized life insurance needs that go beyond guesswork or […]
Tax-Free Income with IUL: A Canadian Perspective
Indexed Universal Life (IUL) In Canada, we don’t have 401(k)s — but we do have powerful strategies like Universal Life Insurance that offer similar long-term benefits. One such tool? Indexed Universal Life (IUL) or Participating Life Insurance with cash value growth. It combines protection, growth, and tax efficiency — all in one. 1. What […]
How Annuities Can Help Canadians Create Reliable Retirement Income
In Canada, most people won’t retire with a guaranteed pension. That’s why annuities are becoming a powerful tool in retirement planning — offering steady, dependable income even when markets are uncertain. Let’s explore how annuities can give you a “retirement paycheck.” 1. What’s an Annuity in Canada? An annuity is a financial product offered […]
Combining Annuities and Life Insurance
A Smarter Way to Plan Your Retirement In Canada, many families rely on RRSPs or the Canada Pension Plan to fund retirement. But these alone may not be enough to maintain your lifestyle, handle rising costs, or support your loved ones. That’s where a combined strategy of annuities and life insurance can provide both income […]
