With more than 4.1 million Canadians aged 65 and older, retirement planning has become an urgent priority. Yet many people still feel unprepared.
At Veracity LD, we believe personalized financial guidance is the key to helping every family plan their retirement with confidence, dignity, and security.
The Current Reality for Future Retirees in Canada
Today, fewer and fewer Canadians rely on employer pensions. The burden of funding retirement now rests on individual savings: RRSPs, TFSAs, private investments, government benefits, and more.
But inflation, healthcare costs, and longer lifespans make the calculations more complex:
- Only 46% of Canadian pre-retirees believe they’ll be able to maintain their lifestyle in retirement.
- Many don’t know how much they need to live comfortably for 20–30 years of retirement.
How a Financial Professional Can Transform Your Plan
Our advisors help clients:
- Calculate their true retirement income needs
- Explore guaranteed lifetime income options
- Create estate and tax planning strategies
- Incorporate life insurance, long-term care, and more
Research shows that Canadians who work with an advisor are significantly more likely to feel confident and prepared.
The Growing Role of Annuities and Guaranteed Income Solutions
An annuity can provide:
- A guaranteed monthly income for life
- Protection from market downturns
- Flexible options tailored to your goals
This isn’t a one-size-fits-all product, but it can be a powerful tool when used properly. That’s where we come in.
Build the Retirement You Deserve
You’ve worked hard. You deserve a peaceful, stable retirement that reflects your goals and values. We’re here to help you plan for it.
Speak With a Veracity LD Advisor
🌐 www.veracityld.ca
📞 +1 (438) 871-4889
📅 Book your free appointment
