A Smarter Way to Plan Your Retirement
In Canada, many families rely on RRSPs or the Canada Pension Plan to fund retirement. But these alone may not be enough to maintain your lifestyle, handle rising costs, or support your loved ones. That’s where a combined strategy of annuities and life insurance can provide both income stability and family protection.
1. Guaranteed Income in Retirement
With annuities, you can convert your retirement savings into a dependable monthly income — for life. This removes the guesswork from budgeting and helps you avoid running out of money, even if you live well into your 90s.
You’ll gain the confidence of knowing a portion of your retirement income is guaranteed.
2. Tax-Deferred Growth and Smart Withdrawals
Annuities and permanent life insurance grow tax-deferred — allowing your money to accumulate faster. In retirement, you can strategically withdraw income to minimize your overall tax bill.
And in most cases, life insurance proceeds paid to your family are tax-free.
3. Support for Your Loved Ones
Life insurance helps you do more than replace income. It allows you to protect your family from debt, cover final expenses, and even pass on wealth.
In Canada, you can use policies to help fund children’s education or create multi-generational legacies — while keeping your estate plans efficient and private.
4. Diversify and Protect Your Financial Plan
Combining these tools creates a more stable and resilient retirement plan. While annuities provide security, life insurance brings flexibility and additional wealth protection.
It’s a holistic approach for Canadians who want peace of mind and purposeful planning.
How Veracity LD Can Help
Veracity LD works with Canadian families to create smart, personalized retirement plans using annuities and life insurance. We help you grow, protect, and pass on your wealth — all while reducing your tax burden and increasing your financial freedom.
📞 Canada Contact: +1 (438) 871-4889
📧 Email: info@veracityld.com
🔗 Book a free 30-min consultation
🌐 Visit us at veracityld.ca
